A lease purchase mortgage is a financing option that allows potential homebuyers to lease a property with the option to buy. Often constructed so the monthly rent payment covers the owners first mortgage payment, plus an additional amount as a savings deposit to accumulate cash for a down payment. Sellers may agree to a lease purchase option if the housing market is saturated and they are having difficulty selling the property.

Homes define New York City. More than any of the cultural attractions the city is known for, the one feature of the city that sticks out in most people’s minds when they visit the city for the first time is the endless – as far as the eye can see – ocean of buildings. The vast majority of these are residential, and there is the fundamental New York City in a nutshell: Gone are the suburbs, gone the typical city’s dance of urban and suburban; gone the grassy fields at the edge of town… In New York, all is city, and thus all is mankind’s culture.

This overwhelming sense of a culture permeating all the physical space of one’s existence shines in much of the world’s memory. Some are disturbed by it, but many are enthralled. Indeed, much of the city’s population first came to the city and saw the city’s lights and bars, nightlife and endless ocean of buildings for the first time with a certain powerful sense of awe.